SUPERSIZING NET WORTH
The EquityXL™ Equation and Plan
The Equation: Wealth – Debt = EQUITY
Having less debt is the equivalent of having more wealth which increases equity and net worth. EquityXL™ analyzes and details a specific plan, the Equity XLerator™ Plan, to eliminate debt and free-up cash flow WHILE building tax-free wealth that can be used now and in the future
Change Can Be Easy!
Your Current Plan
- You put your money where banks use it, then you pay your debts and expenses and save whatever is left over and charge excess spending to credit cards
- You Spend THEN Save creating Opportunity Cost on the money you give away
- You save money and build wealth in accounts that bear low interest (.01%) or are risky and penalize you for the use of your money
Your New Plan
- You will pay yourself first and earn interest before paying debts and expenses
- You will Spend AND Save eliminating Opportunity Cost on your money
- You will earn 400X interest than a traditional bank and have unhindered use and control of your money
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You Only Need 4 Things to Be Successful
A little bit of money
A little bit of time
A little bit of discipline
A little bit of trust
Can You Do These 4 Things?
Identify Inefficient Payment Strategies
Make Minimum Payment to all Debts
Build Up Cash Value
The key component of the Equity XLerator™ Plan is the funding of an accumulation-focused Whole Life Insurance contract that takes advantage of uninterrupted compounding, unhindered access and control, and tax-favored treatment under IRS Code 7702. We redirect those inefficient dollars the way the Rockefellers and Rothschilds learned to do over 150 years ago!
Take Out Policy Loans to Pay Off Debts
The Equity XLerator™ Plan will calculate exactly when there will be enough money
to take a policy loan to eliminate a debt balance without interrupting the compounding growth and then use the freed-up debt payment to repay the loan. You will be paying yourself back instead of making payments to lenders and creditors and earning the interest for yourself!
Redirecting Inefficient Dollars
With EquityXL™ you will not be spending any more money than you were before, just redirecting inefficient money into a more efficient account that only increases over time and never goes down. Only a properly designed Whole Life Insurance contract can keep growing and earning interest while you have access to early policy loans to quickly eliminate the debt and interest working against you!
1. Policy Premiums from inefficient dollars
2. Minimum debt payments
3. Policy Loans
4. Freed-up cash flow from eliminating debts
- Life Insurance Premiums and 1035 Exchanges
- Tax Refunds
- Investments and Savings
- Lump Sums from Accounts
- Budget/Spending Analysis
As we free up cash flow and payments by eliminating debt, we are also building wealth through continuous compounding that never stops
Your Current Plan
Time To Pay Off
24 Years and 11 Months
Your Equity XLerator™ Plan
By redirecting $5,543.00 of your money and making minimum payments to debts, your Equity XLerator™ Plan will have you 100% debt-free in 7 Years and 7 Months instead of 24 Years and 11 Months . You will accomplish this without spending any more money than you were before!
Turning Your Debt into Wealth
You Are Becoming Your Own Banker!
In 30 years you are projected to have $4,090,212.53 in total assets!
In 40 years you are projected to have $6,430,039.05 in total assets!
Imagine having the ability to borrow money from your policy for any reason without a credit check or application process and having your money within days or even hours. The best part is that the cash value continues to grow like you never took the loan!
- Buying an increasing asset not a liability
- Your money is performing multiple jobs
- An exempt asset for means-tested financial
- Legal protection in most states under
- Lower taxes in retirement
- Permanent Death Benefit protection for the
WHEN not IF
- Estate and legacy planning efficiency
- Living benefits for specific medical conditions and LTC type benefits
Your Equity XLerator™ Plan uses fundamental banking and financial principles to quickly eliminate debt, free-up cash flow, and build tax-free wealth. Rather than compromising your lifestyle to get out of debt, EquityXL™ uses the money you are already spending to significantly reduce the interest you will pay, reduce your tax liability, and build wealth in a way that creates tremendous cash flow before and during retirement. Better yet,
because it is life insurance with living benefits, it works for you no matter what happens the rest of your life and passes tax-free to your beneficiaries.
Its not magic, just math combined with a few simple strategies that can free-up cash flow quickly and build significant wealth over time. Using the information that you provided, we have compared your current financial plan with the strategies outlined in the Equity XLerator™ Plan. Below are the time and financial savings you can expect by implementing this plan.
Below are important dates in your Equity XLerator™ Plan to stay on track and meet or even exceed your projected timing for financial freedom. Each date listed below is when you need to take a policy loan to pay off a debt. Once the loan is taken out, you will redirect the freed-up payment to pay back the loan to your policy. You are now paying yourself instead of making payments to a creditor.
- Establish an online policy portal connected to your bank account
- Submit a loan request to the carrier when a debt is to be paid off
- The online policy account will track the loan balance and net cash available
- Pay back the loan with the freed-up debt payment to go toward the next debt
- Set-up an EFT for regular monthly drafts
- Write a check to the carrier
- Transfer funds online from your bank account to the carrier
- When there is enough cash available for the next debt, take a loan and repeat
Identify financial goals and funding
After approval initiate your Equity XLerator™ Plan